Revealed: the 5 crucial questions to ask your builder before winter renovations

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  Posted by: electime      12th September 2024

Studies have shown the number of homeowners taking on DIY projects peaks in the summer – with 45% carrying out work in May, followed by 32% in June.1 Yet, as the colder months approach, it’s no surprise that many people are hanging up their tools and opting to use professionals for their home renovations instead. According to metals4U, Google searches for ‘builders near me’ has gained 12,000 searches in the past month.2

When undertaking home renovations, it’s important to ask a reputable, trustworthy builder the right questions to avoid costly mistakes and time-wasting. The UK’s leading online metals supplier, metals4U, has compiled a list of the top questions homeowners should be asking their builder before commencing work this autumn.

Is my builder accredited?

Checking for accreditation is a surefire way to avoid getting mixed up with cowboy builders. A reputable builder will likely be a part of a trade body such as the Federation of Master Builders (FMB) or the National Federation of Builders (NFB). Both associations thoroughly vet their builders, requiring referencing and safeguarding checks for membership.3

Does my builder charge VAT on labour?

To avoid costly surprises, you should always check if your builder charges VAT on labour before work begins, as the rules differ from business to business.4 VAT does not apply to all builders, but it does apply to those who are part of a VAT-registered entity. Registration is required for building companies if their turnover is higher than the minimum threshold (£90,000 in 2024).5

What insurance should my builder have?

When hiring an uninsured builder, you’re not only taking on the risk of poor-quality workmanship; you’re also making yourself liable for anything that goes wrong on the job. At a minimum, your builder should have public liability insurance. Public liability insurance is designed to protect you and your assets while work is ongoing. Additionally, if your builder employs staff, they must hold employers’ liability insurance or risk a daily £2,500 fine.6

Will my builder submit planning permission on my behalf? 

When looking to build an extension, conversion or any other type of renovation, builders can submit a planning permission application on your behalf, as being the landowner isn’t a requirement.7 However, this won’t happen automatically, so you will need to negotiate the application with your builder before commencing work to avoid lengthy delays or costly fines.

Will my builder show me pictures of their previous work?

Credentials aside, asking your builder to see pictures of previous projects they’ve worked on is a simple way to ensure you’re receiving a great quality service. A reputable builder will be happy to show you case studies of their work, including projects like yours. If they refuse, it could be a clear indication that the builder isn’t trustworthy and should likely be avoided.

How do I prevent or stop increased costs when undertaking a building project?

Sometimes, extending a project is unavoidable due to material and labour shortages nationwide, which can often lead to extra costs. When faced with project delays, it’s simpler and cheaper for both builders and customers to work together to find a solution that’s mutually beneficial. This usually involves amending the existing contract to reflect the compromise reached.

To find out more about metals4U, visit the website.